This PBS news report (https://youtube.com/watch?v=JdUKhgW1gOo&feature=shared) resurfaced again the other day on one of my news feeds - “All the financial advice you’ll ever need fits on a single index card.” It’s an oldie but a goodie. Sure, finances can be more complicated, but, do they really need to be? The precept proposed here makes me think of a quote often attributed to Albert Einstein, “If you can’t explain it simply, you don’t understand it well enough.” Thank you Harold Pollack for your contribution, “[A]s simplicity is the ultimate sophistication” - Leonardo da Vinci.