If market down-turns are leaving you worried, then consider the following:

• If you are invested appropriately for your age and risk tolerance, then market down-turns should not be of large concern;

• If you are still in the accumulation phase of saving for retirement (10 or more years out from retirement), then market down-turns should not be of large concern; and/or

• If you like buying things on sale, then sufficient market down-turns can provide a buying opportunity.

So, the next time a market down-turn seems to leave you with a little angst, make sure you are invested appropriately for your age and risk tolerance and maybe you won’t have to reach for the antacids. A little planning can go a long way.

For more information about how to handle market sell-offs, click on the link above!